How To Improve Credit Scores

Keep Credit Accounts Open

Men, staying power is a great thing for your credit score. How long you've had a credit card or another credit account matters. It really matters! Every card and account you've got helps build your credit score. Yes, your first card will always matter! When you cancel a card, you take away the credit history it built for you. Men, even if you don't use a card, keep it open! This makes your credit history still matter, and it makes a huge, huge difference. And guess what? Keeping a credit card open also lowers your debt utilization ratio. The lower that is, the better! Don't make your debts appear larger than they actually are, men!