How To Improve Credit Scores

Increase Credit Limit

Men, make your credit limit higher. You don't have to use more of this credit, but make it higher anyway! Actually, don't use more! Keep your habits the same. When your credit limit is higher, but your habits don't change, men, you're not using as much of your available credit. It means your debt/credit utilization is lower, and this is good, so good, for your credit score. High utilization triggers a red flag. It means to many, many places that you've overextended. Don't let this happen! If a credit limit increase is offered, take it, but don't change your habits! It's as easy as pie.